Why is erie insurance so cheap

Yes, Erie offers competitive rates and solid coverage for drivers in its service area. A link has directed you to this review. Its location on this page may change next time you visit.

Cannot get anyone to respond to us - over signed paperwork our agent cannot seem to submit to Corporate. Corporate won't speak with us and our agent - not sure what they do. Just a simple paper that was hand delivered to our agent. Local agent in Virginia Beach, VA: 1. Misquoted yearly rate 2. Failed to submit signed paperwork to Corporate for Umbrella policy 3. We received cancellation check from Corporate for an umbrellas policy that we paid for and signed paperwork.

Local agent - no idea why they can't get it together. Corporate - refuses to speak to - tells us go talk to local agent. Our first and LAST dealings with the insurance company. I can't imagine how horrible it would be if we ever actually had a claim! My husband and I, and now my son, have been customers of Erie for years and unfortunately have had several claims. Erie always handled them extremely fast and their professionalism and care is outstanding! Recently, my son and his girlfriend left our house on Easter and were hit head on by a drunk driver who actually got out and ran off.

Erie handled everything within 4 days! Everyone we have ever dealt with through Erie has been completely amazing! I cannot thank Erie enough for always being there for their customers and making horrible situations, bearable.

Get buying tips about Car Insurance delivered to your inbox. Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations. For all you hard working contractors out there, I'd like to share my personal experience with Erie Insurance. I've had Erie for for business general liability coverage since and I always paid my premiums.

The policy was always serviced from where it was originated, specifically a very reputable authorized brokerage firm. Upon renewal this year, I was notified that Erie took my policy and was keeping it "in house" moving forward. My broker warned me that the level of service was going to be torturous and exhausting especially when it came time to request certificate of insurance COI.

At first I thought this might be a tactic to sell me a new policy for a better commission so I decided to stay with Erie based upon my past experience. Several of my clients called me and requested COIs as they did in the past. I called the number and was prompted through to customer service. I was told to request the COI through a specific email customer.

Branch erieinsurance. I was informed by the rep that the request will take up to 48 hours to process. I called back four days later and spoke to a rep regarding this request. She told me that she could not find the request. I politely asked her to look it up under the email in which I sent it. She eventually found the request and informed me that she would send them out that day.

Two days later I called back and went through this painful process yet again. I finally received two out of the five requests. I called back yet again and this time she informed me that the underwriter was unable to write COI for auto coverage or workers compensation coverage. I politely informed her that I was not requesting coverage for auto nor WC coverage, just the General Liability coverage that I've had for in the past, specifically the same customers with no alterations or changes in coverage.

To make a long story short, they are denying me any more COIs to provide to my customers which I'm entitled to as per my policy. They are absolutely clueless at this call center and cannot give you any information without deferring to underwriting, even for a COI! I will be cancelling and reporting this to the Insurance Board for review and request advice from counsel. Again, this is based only upon my personal experience which I am sharing.

If you have safety equipment on your car like factory-installed air bags, anti-theft devices and anti-lock brakes, you may qualify for a discount. Multi-policy discount. Multi-car discount. You can land a discount if you insure two or more cars. Reduced usage discount. Only use your car occasionally? If you go at least 90 straight days without using your car, you can qualify for a reduced price.

Young driver discount. Does a young driver live with you? If that driver is under age 21 and unmarried, you can save money on your car insurance.

Annual payment plan. Erie Homeowners Insurance Erie also sells homeowners, mobile home, condo and renters insurance. Optional add-ons include: Water backup and sump overflow coverage Personal liability coverage Identity recovery Personal valuables insurance Service line protection coverage Depending on your state, Erie may offer a variety of home insurance discounts which include: Fire, burglary alarm, sprinkler system credit: For having smoke detectors, burglar alarms, or a sprinkler system.

Advanced quote discount: If you get a home insurance quote seven to 60 days before your policy renews. Multi-policy discount: For buying more than one type of policy from Erie with your home insurance, such as auto or life insurance. More Insurance from Erie Insurance Eerie sells a variety of other policies to protect your other financial interests and assets.

Other policies Erie offers include: Commercial auto insurance Identity theft recovery Life insurance Long-term care riders Medicare supplement Personal catastrophe liability insurance Wholesale distributors insurance Workers compensation insurance In addition to insurance policies, Erie offers a variety of retirement savings solutions including annuities and IRAs.

Erie Insurance Charitable Causes Erie Insurance has focused on the following areas of service and giving: Corporate partners. Community partners. Erie works to help organizations fundraise for walks or events.

Charitable giving. Board members review charitable giving requests for those a part of the Giving Network. Workplace giving. Employees can choose to be a part of initiatives such as The Erie Service Corps and the Matching Gifts program, which lets them give back to the causes they care about the most. Field office giving. Get the Forbes Advisor newsletter for helpful tips, news, product reviews and offers from a name you can trust.

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Performance information may have changed since the time of publication. Past performance is not indicative of future results. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Was this article helpful? Share your feedback. Get a car insurance quote today. An agent will be in touch. You must select a contact preference.

Discover auto insurance that fits your life and your budget. Get a Quote. Car safety equipment discounts - You can save on your insurance coverage if your car is equipped with safety equipment like factory-installed air bags, passive restraint 4 , anti-theft devices 3 and anti-lock brakes. Multi-car discount - If we insure two or more of your cars, you could qualify for a discount.

Multi-policy discount - A discount is available if you have a qualifying life insurance policy 1 or home policy in addition to your ERIE auto insurance.

Young drivers - Unmarried drivers under 21 who reside with their parents may be eligible for additional savings on their car insurance 3. Annual payment plan - You can save by paying your auto premium in one lump sum.

Here are several of the key factors at play: Car safety ratings Vehicle safety ratings are determined through tests and evaluations by the auto industry and the National Highway Traffic Safety Administration. Time-tested models can pay off Insurance companies carefully track data on vehicles to determine which makes and models are more prone to mechanical or safety issues.

Your driving history Your track record on the road can have a direct impact on your wallet when it comes to insurance. How much you drive Are you a road warrior, or a homebody? Size matters You may think smaller car, smaller insurance premium. Anti-theft devices If your car has an alarm, a tracking device to help police recover it, or another theft deterrent, it's less attractive to thieves, and less expensive to insure, too.

Your credit history Research has shown that good credit is connected to good driving — and vice versa. Your age, sex, gender and marital status Crash rates are higher for all drivers under age 25, especially single males. Where you live Generally, due to higher rates of vandalism, theft, and crashes, urban drivers pay more for car insurance than do those in small towns or rural areas.

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