Where is my paycheck

The Social Security fund provides benefits to current Social Security recipients. Under federal law, each worker contributes 6. The federal government requires every working American to contribute to Medicare , a U. Every worker contributes 1. If you signed up for medical, dental or life insurance through your employer, your contributions to these plans will be deducted from your pay as well.

Contributions to retirement savings plans such as a K plan will also be deducted from your pay. A flexible spending plan allows you to set aside pre-tax dollars for medical expenses including health insurance copayments, deductibles and prescription drugs.

Contributions to a flexible spending account are deducted from your pre-tax income. A health savings account is another way to put pre-tax dollars aside in a special account for medical expenses. Contributions to a health savings account are deducted from your pre-tax income. Many employers include a similar listing for contributions to retirement savings plans and health plans.

Any errors in your deductions are your responsibility to report. The last thing you want is for an error to be repeated through several pay periods. If you have questions about any of the information listed on your pay stub, be sure to contact your payroll provider.

A pay stub also lists gross and net income to-date. This means you know exactly how much money you are taking home. This allows you to accurately and confidently plan your monthly and yearly budgets. You can cash your paycheck at:. Cashing a paycheck at your bank or credit union is usually free. Sometimes, the bank named on the check might cash a paycheck if you do not have an account. Businesses charge different fees for cashing a check.

Call, visit, or go online to find out what a business charges. To use direct deposit, you need to have a bank or credit union account. Ask your employer if it offers direct deposit. You might need to sign up for it. Learn more about Opening a Bank Account. Your employer takes out, or deducts, money for taxes before you get your paycheck. The law says that employers must deduct money for:.

The money can grow in a retirement account until you retire. A k is one type of retirement account. Some employers offer a match. A match means the employer will put extra money into your retirement account if you put some of your money into the account.

Check your withholdings when you have a big change in your life. You might owe more or less money in taxes than before. You would want to withhold more money if you owe more in taxes. You would want to withhold less money if you owe less in taxes. Your paycheck is the money your employer pays you to do your job.

You also get a pay stub, sometimes called an earnings statement. A pay stub tells you how much you earned and how much money your employer took out for taxes and benefits. You can cash your paycheck at a business to get money in your hands. You might cash your paycheck at:. Check-cashing stores sometimes charge high fees. Many employers will put your paycheck into your bank or credit union account. This is called direct deposit. You do not have to pay fees to cash your check. The new website is accessible by smartphone, tablet, laptop or computer.

All you need is internet access and your own personal email address. Go to the Electronic Services Portal now! Time Frames and Processing State of California 10 day issue policy: The state of CA has ten 10 business days to issue a payment to you from the date your timesheet is received. Direct Deposit As an IHSS Care Provider, you can request that your payments are automatically deposited into your checking or savings account instead of being sent to you through the mail.

What are the advantages of direct deposit? Your payroll checks can't get lost in the mail or stolen from your mailbox, purse or pocket. You may have access to your money sooner because you don't have to wait for the check to arrive through the mail.